Mortgage Broker Melbourne | Mortgage Simplicity

Welcome to Melbourne's premier mortgage advisor and finance specialist.

Mortgage Simplicity has been providing solutions for our clients financial needs since 2001. During this time we have helped our clients obtain the finance that suited their particular situation.

No matter what your situation, we have a simple solution just for you.

Call us on 03 9832 0802.

::: Apply Now

Please remember the more accurate and complete your information the more we can assist?
Applicant 1 First Name
Applicant 1 Middle Name
Applicant 1 Last Name
Gender
Date of Birth	as dd/mm/yyyy
Marital Status
Number of Children
Address	Unit No / Street No
Street Name
Suburb
State	Postcode
Date Moved In	as dd/mm/yyyy
Telephone Home
Telephone Mobile
Email Address
Occupation	Status
Employer's Name
Address	Unit No / Street No
Employers Address Street Name
Suburb
State	Postcode
Work Phone Number
Employment Start Date	as dd/mm/yyyy
Gross Annual Income	$ per year
Family Allowance etc.	$ per year
Invest Property Rental Income	$ per year
Do you have any other income?	Yes No

Please tell us about yourself?
Applicant 2 First Name
Applicant 2 Middle Name
Applicant 2 Last Name
Gender
Relationship to Applicant 1
Date of Birth	as dd/mm/yyyy
Marital Status	As Above or
Children?	As Above or
Address	As Above or Unit No / Street No
Street Name
Suburb
State	Postcode
Date Moved In	as dd/mm/yyyy
Telephone Home	As Above or
Applicant 2 Mobile Number
Applicant 2 Email Address
Applicant 2 Occupation	Status
Employer's Name
Address	Unit No / Street No
Employers Address Street Name
Suburb
State	Postcode
Work Phone Number
Employment Start Date	as dd/mm/yyyy
Gross Annual Income	$ per year
Family Allowance etc.	$ per year
Investment Property Rental Income	$ per year
Do you have any other income?	Yes No

Please tell us what you wish to do with the loan and your lender preference?
Amount you wish to borrow.	$ for
How long do you expect to remain in the credit contract?	(Do you expect to sell the property in a certain time frame?)
What kind of repayments are you considering?
Would you consider a taking a Fixed Rate Loan?
Is there any loan product type/s that you are interested in?	If YES please name.
What is the PRIMARY purpose for seeking credit?
Are there are any lenders that you do not wish to deal with?	If YES please name.
Do you have any preference as to the type of lender that you deal with?

What is the purpose of the credit you are considering?
Please choose from the options below, you can choose more than one.
Purchase New Home	Yes No
Purchase An Investment Property	Yes No
Refinance Current Loan	Yes No
Refi and Payout Other Debts	Yes No
Build New Home	Yes No
Free Up Equity	Yes No
Refinance Business Debt	Yes No
Buy Vacant Land	Yes No
Reverse Mortgage	Yes No
Self Managed Super Fund Loan	Yes No
Any other relevant information can be added here.
Do you qualify for the First Home Owners Grant?	Yes No Not sure
Have you signed a Contract of Sale?	Yes No
If Self Employed do you have your most recent tax returns?	Yes No
Are you better at saving or paying debts?	Saving Debts Little of both.
Do you have credit defaults?		(If YES please provide details.)
Are all current credit commitments up to date?		(If NO please provide details.)
Are you concerned about rising interest rates?	(The higher the number, the higher your concern.)
How would you rate your current job security?	(The higher the number, the more secure you feel.)

How would you like to acces your account?
Internet\BPay\Phone
Branches
ATM\Eftpos\Debit Card
Cheque Book
Extra Repayments
Loan Redraw
Offset Account
Portability
Other

Please list ALL your current liabilities.
Liability Type	Amount Owing	Payments	Limit	Refinance?
	$	$	$
	$	$	$
	$	$	$
	$	$	$
	$	$	$
	$	$	$
	$	$	$
	$	$	$

Your Living Expenses: per month.
These living expenses don't include the loans listed above or rent but do include things like electricity, gas, food, insurance, petrol, child maintenance etc. Not sure what your expenses are, you can download our budget simulator by clicking on this link.


Please list ALL your current assets.
Asset
Property1	Is	Value $
Address	As Above or Unit No / Street No
Street Name
Suburb	State Postcode

Property 2	Is	Value $
Address	Unit No / Street No
Street Name
Suburb	State Postcode

Property 3	Is	Value $
Address	Unit No / Street No
Street Name
Suburb	State Postcode

Motor Vehicle 1	Year Make	$
Motor Vehicle 2	Year Make	$
Shares		$
Home & Contents		$
Savings	Who with?	$
Savings	Who with?	$
Savings	Who with?	$
Other Assets	What is it?	$
Other Assets	What is it?	$

Anticipated changes and protection?
Our ability to provide you with an accurate recommendation requires us to have an understanding of your future plans.
Do you anticipate that your INCOME will change materially in the next 6-12 months?
(e.g: Are you planning an extended break from work where your income will drop substantially? Perhaps your expecting to increase your income.)

Do you anticipate that your EXPENSES will change materially in the next 6-12 months?
(e.g: Are you planning on any new commitments outside of this loan that would increase your monthly expenditure, such as taking on additional credit commitments outside of this loan.)

Is there any other factor that you can think of that may materially affect your INCOME or EXPENSES in the next 12 months?

Could you afford to pay the bills if your income stopped for 6 months or more?
Could your family afford to still live comfortably if something happened to you?
Do you have sufficient insurance cover to meet all of your debt obligations?
If you answered anything but YES to all three then please take advantage of our relationships to get a free no obligation quote, it will only cost you some time for peace of mind!

Is there anything else that we can assist with?
Solicitor\Conveyancer	Yes No
Home and Contents Insurance	Yes No
Landlords Insurance	Yes No
Protection Insurance	Yes No
Building Inspection	Yes No
Accountant	Yes No
Financial Planner	Yes No
Real Estate Agent	Yes No
Buyer or Sellers Advocate	Yes No

How did you find us?

Their name:

Is there anything else you would like to add or any question?

I/We hereby request a proposal for a mortgage loan to be prepared by Mortgage Simplicity Pty Ltd and understand that such a proposal will be based on information provided herein which is true and correct.

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