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:::March/April 2010
pdfCurrent Newsletter
Current Newsletter

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In this newsletter we look at:
- News on property investment.
- Australia - Biggest Homes.
- New Lending Laws.
- Racing the clock.

::: In The Media/Print
pdf Dec07-MFAA Cover Story.pdf
Six years ago, shortly after taking a redundancy from banking giant Citibank, Melinda Young turned up to her first function in a new guise as a mortgage broker. “They had a door prize that I won and it was a laptop. I am just a lucky person,” she says. “It was amazing because three months later I started up and I had the laptop ready to go. It was meant to be. All the signs were there.” Since that stroke of luck, Young and her husband Rob Seton have created a thriving boutique mortgage and finance broking firm, Mortgage Simplicity, in Melbourne. Young concentrated on sales while her partner handled the administration duties and business strategies.

pdf WomenEntrepreneursApril07.pdf The Australian Government, through the Office for Women and the Office of Small Business, commissioned the development of Women Entrepreneurs: 18 Inspiring Tales of Small Business Success. Women Entrepreneurs profiles 18 inspirational small businesswomen, highlighting the great diversity that exists among women small business owners across Australia. Reading their stories will give you an insight into what it takes to run a small business. You can learn from their experiences. You will share their joy, passion and struggles. You will celebrate their success. You may even be inspired to kick start your own small business.


::: Proud Members Of
MFAA
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Testimonials

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::: Previous Newsletters
  • JulyAugust10_MortgageSimplicity_Newsletter.pdf We start this issue by looking at the movement of 'next-time' buyers into the property market, as an increasing number of home owners look to upgrade their existing homes or buy an investment property.On page 2 we focus on successful strategies for property investment – 'Buying an Investment Property – as well as how to use property to build a nest egg for retirement - 'Retirement Nest Egg'. Also featured in this issue, some handy facts and tips to help you prepare your end of year tax return and of course, maximise your tax savings!.
  • MarchApril10_MortgageSimplicity_Newsletter.pdf In the article 'housing market blasts
    off' - we discover just how optimistic Australian borrowers and investors feel about the housing market and whether there is a basis for this confidence. Next we address the topic of rising interest rates and look at ways that you can prepare your budget and finances to cope with higher repayments. Lastly, we end on a lighter note, with an article about how laughter can improve workplace productivity.
  • JanFeb10_MortgageSimplicity_Newsletter.pdf In this newsletter we have a look at what the statistics show for rising rental yields, plus how bank customers can save by moving to a cheaper mortgage provider (page 2). On page 3 we outline what the economists are predicting for interest rates over the coming year. Our page 4 article continues the theme of change, with some practical advice on New Year’s resolutions – how to make them and how to keep them!
  • NovDec09_MortgageSimplicity_Newsletter.pdfAs the year comes to a close, it’s time to reflect on how lucky we are to have survived the global financial crisis and be in a position to share Christmas with loved ones. We look at how you can enjoy the festive season without putting yourself into debt – page 2 – and how to give from the heart, not just the wallet – page 4. On page 3 you will find practical advice about overcoming the fear of risk and taking the first step towards home ownership.
  • SeptOct09_MortgageSimplicity_Newsletter.pdf Australia leads a handful of countries pulling their way out of recession, a topic we look at on page 3 – ‘Confidence is Back’. On page 2 we offer some tips to help you through those uncertain times and remind you that we are here to help. On page 4 we look at the value of good service and how memorable it is when you get it.
  • JulyAugust09_MortgageSimplicity_Newsletter.pdf A good mortgage broker is one that listens to your needs and provides expert advice based on your goals, lifestyle and personal financial situation. As your mortgage broker it is our role to save you time, effort and leg work. We are here to help demystify the loan process – refer to page 3 article on genuine savings – as well as ensure your loan works for you – refer to page 4 article about making the most of redraw and offset.
  • MayJune09_MortgageSimplicity_Newsletter.pdf With so much talk of a recession you might think there’d be no good news stories to report, but surprisingly we haven’t gone down the path of our American counterparts has been largely thanks to Australia’s conservative lending standards, which – as our page 2 article outlines – have just become even tougher. Page three we look at the housing market and the growing opportunities it offers. Our last article is a reminder of tax time approaching – have your receipts ready!

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